|Publicado||24 de septiembre de 2009|
|Área||Asesoría Legal Internacional|
|Tipo de puesto||Full-time|
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California Loan Modification Specialists If you are seeking information on a CA loan modification you have come to the right site. RA LAW GROUP, is dedicated to helping people just like you. We are your friends, neighbors and community. Our mission is simple – help you learn your best legal options for both the short term and the long term and then execute those options for you. Reviewing a CA Loan Modification & Other Options The attorneys, real estate and mortgage experts and the entire staff at RA Law Group is dedicated to finding the best solutions for you to meet both short and long term goals. Not everyone will be able to receive a California modification but there are other solutions on the table. We analyze your entire situation to determine what course of action is best based on both short-term and long-term goals. Your solution may include: -Home loan modification -Loan refinancing -Deed in lieu of foreclosure -Short sale -Your private, obligation free consult with one of our professionals will begin to uncover your options so we can see if we are able to offer your home the lifeline you seek. LOAN MODIFICATION: A CA loan modification is a permanent change to any one or more aspects of your original loan agreement (agreed to when you signed your mortgage). The goal of a loan modification is to modify the term(s) of the agreement to which results in a payment the homeowner can afford. Loan modifications include participation from the lending institution and every bank has a different approach. Our California loan modification experts will explore a loan modification for you as well as other options to help you keep and/or protect your home. LOAN REFINANCE A loan refinance is a new loan which may or may not include taking equity out of your home (if any). A loan refinance is not modifying the existing loan on your home, but rather creating a new loan which pays off the existing loan(s). A refinance can assist in reducing monthly payments if a lower interest rate is able to be obtained. Typically homeowners seeking a loan modification have already determined that a loan refinance is not an option. DEED IN LIEU OF FORECLOSURE A deed in lieu of foreclosure is a process which you give your property (sign over the deed) to the lender (mortgage holder) rather than go through a costly foreclosure process. The lender then attempts to sell the property for all or part of the balance of what you owe. Your note is marked as "paid" even if they do not recover the full amount owed. If agreed on you are released from further obligation to the lien holder (the bank). SHORT SALE A short sale is when you sell your home for less than the amount owed. Your lending institution would need to agree to the sale price and to release you from further obligation. This is similar to a deed in lieu of foreclosure, however, for a short sale the owner would attempt to find a buyer that the lender would agree to. Short sales can take several months to complete and the lender is a major player in the transaction.. A California home loan modification may be precisely what you need. However, we may also discover that you have better options available. We provide you with the sound counsel you need so you can make the decision that is right for you. Many good people throughout California have fallen on difficult times. Many homeowners are seeking to stop foreclosure in California or get out from under a mountain of debt. Our experienced and dedicated team is available to start exploring all of your options that may range from a CA loan modification, short sale, deed in lieu of foreclosure and other options. We all need a lifeline from time to time. There is no shame in needing help. The only shame is if you lose an opportunity to receive that lifeline. Our honest, straight-talk can help put you in a better position for the short-term and the long-term. Find out what your options are today. Contact Us: TEL 1-888-550-6008 FAX 1-818-245-9337 A
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